NBFC, Lending Ops & Credit-led Fintech
We serve growth-focused and operationally complex global businesses that need sector-aware finance,
compliance, controls, and reporting built for scale
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NBFC, Lending Ops & Credit-led Fintech
- Credit businesses live and die by portfolio classification discipline. “Overdue” is not just collections tracking—it impacts asset classification, income recognition, and provisioning outcomes. RBI-driven norms (like the 90-days overdue trigger for NPA identification in many contexts) make day-count accuracy and borrower-wise classification logic critical. Restructures, settlements, write-offs, bounce charges, and collection agency performance must be handled in a way that keeps the loan book auditable and investor/lender-ready.
- Where we go deeper: clean loan-tape integrity (disbursement → schedule → collections → exceptions), delinquency and classification logic, restructuring and settlement accounting, collection performance attribution, and portfolio reporting that stands up to lender scrutiny.
